Here’s how the most common scams targeting Apple Pay users work and what you can do to stay one step ahead Apple Pay is clearly a hit with consumers. According to estimates , it had hundreds of millions of global users and processed trillions of payments in 2025 alone. But where there is money to be made, scammers will not be far behind. Apple is well known for designing digital ecosystems with security and privacy in mind. That’s why Apple Pay uses biometric authentication